Hosting cash cost at 36, 48 and 60 months
How much cash leaves your account if you keep one plan for 3, 4 or 5 years: the first term at the promotional price, then renewals at the vendor's stated renewal price. Hosting only. Domain, tax, add-ons and any price change after the check date are not included. Prices come from each vendor's public page: Hostinger checked 4 Oct 2026, Namecheap Stellar checked 3 Oct 2026. See the price ledger for the source rows.
| Plan | 36 months | 48 months | 60 months | How it is built |
|---|---|---|---|---|
| Hostinger Premium | $143.52 (prepaid 48 months) | $143.52 | $275.40 | $143.52 + 12 x $10.99 |
| Hostinger, middle plan (listed at $3.99/mo) | $191.52 (prepaid 48 months) | $191.52 | $395.40 | $191.52 + 12 x $16.99 |
| Hostinger Cloud Startup | $383.52 (prepaid 48 months) | $383.52 | $695.40 | $383.52 + 12 x $25.99 |
| Namecheap Stellar | $138.64 | $194.52 | $250.40 | $26.88 + 2, 3 or 4 x $55.88 |
How to read it
- Hostinger's lowest rate needs a 48-month prepay, so the 36-month figure is the full prepay, not three quarters of it. Cancelling early is a refund question for Hostinger's terms, not something this table models.
- Namecheap Stellar at 36 months is $138.64 against $143.52 for Hostinger Premium: $4.88 less. At 48 months it is $194.52 against $143.52: $51.00 more. At 60 months it is $250.40 against $275.40: $25.00 less.
- The crossover sits between month 48 and month 60. Hostinger's $10.99 renewal is $131.88 for the 12 months after the prepay, against $55.88 a year at Namecheap.
- Not covered: Namecheap Stellar Plus and Business (renewal prices not verified), Cloudways, Kinsta and domains.
Check your own numbers with the hosting cost calculator, and read Hostinger vs Namecheap: real renewal costs for what else differs between the two. How we check prices: editorial policy.